:root{
  --navy:#071b35; --navy2:#0b2a50; --blue:#1959b8; --blue2:#3278dc;
  --teal:#16a7b8; --gold:#e5ad43; --ink:#12213a; --muted:#637083;
  --line:#e1e8f0; --soft:#f5f9fd; --white:#fff; --radius:22px; --shadow:0 18px 55px rgba(20,53,93,.10);
  --header-h:82px; --gutter:20px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;overflow-x:clip}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:clip}
body.nav-open{overflow:hidden}
a{color:inherit;text-decoration:none}
img,svg,video{max-width:100%;height:auto;display:block}
.container{width:min(1180px,calc(100% - (var(--gutter) * 2)));margin:auto}
.site-header{position:sticky;top:0;z-index:80;background:rgba(255,255,255,.96);backdrop-filter:blur(15px);border-bottom:1px solid rgba(221,230,240,.92)}
.navbar{min-height:var(--header-h);height:var(--header-h);display:flex;align-items:center;gap:16px}
.brand{display:flex;align-items:center;flex:0 1 auto;min-width:0}
.brand img{width:min(190px,42vw);height:56px;object-fit:contain;object-position:left center}
.nav-links{margin-left:auto;display:flex;align-items:center;flex-wrap:nowrap;gap:2px}
.nav-links a{font-size:13px;font-weight:650;color:#405066;padding:9px 8px;border-radius:10px;white-space:nowrap}
.nav-links a:hover,.nav-links a.active{color:var(--blue);background:#f1f6fd}
.contact-btn{margin-left:4px;background:var(--navy);color:#fff!important;padding:10px 14px!important;border-radius:11px!important}
.menu-btn{display:none;margin-left:auto;flex:0 0 auto;border:1px solid var(--line);background:#fff;border-radius:11px;min-width:44px;min-height:44px;padding:8px 12px;font-size:20px;line-height:1;cursor:pointer;color:var(--navy)}
.hero{background:linear-gradient(180deg,#f9fbff 0%,#ffffff 100%);border-bottom:1px solid #eef3f8;overflow:clip}
.hero-inner{display:grid;grid-template-columns:minmax(0,1.04fr) minmax(0,.96fr);align-items:center;gap:clamp(28px,4vw,54px);padding:clamp(40px,6vw,76px) 0 clamp(36px,5.5vw,68px)}
.hero.no-image .hero-inner{grid-template-columns:1fr;padding-right:min(20%,120px)}
.eyebrow{font-size:12px;letter-spacing:.18em;text-transform:uppercase;font-weight:850;color:var(--blue);margin-bottom:14px}
.hero h1{font-size:clamp(32px,5.2vw,70px);line-height:1.08;letter-spacing:-.045em;margin:0 0 22px;color:var(--navy);max-width:900px;overflow-wrap:break-word}
.lead{font-size:clamp(16px,1.55vw,19px);color:var(--muted);max-width:820px;margin:0}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 18px;border-radius:12px;font-weight:800;text-align:center;min-height:46px}
.btn.primary{background:var(--blue);color:#fff}
.btn.secondary{border:1px solid var(--line);background:#fff;color:var(--navy)}
.pills{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}
.pill{padding:8px 12px;border-radius:999px;background:#edf5ff;border:1px solid #d5e5fb;color:#27578d;font-size:13px;font-weight:750}
.hero-media{position:relative;min-width:0}
.hero-media img{width:100%;border-radius:28px;box-shadow:var(--shadow);border:1px solid #e4ebf3}
.hero-media:after{content:"";position:absolute;inset:auto -14px -16px 20%;height:36%;background:linear-gradient(90deg,rgba(50,120,220,.10),rgba(22,167,184,.12));filter:blur(28px);z-index:-1;border-radius:50%}
.content-section{padding:clamp(44px,6vw,72px) 0}
.content-section.soft{background:var(--soft)}
.section-grid{display:grid;grid-template-columns:1fr;gap:30px}
.section-grid.with-image{grid-template-columns:minmax(0,1fr) minmax(0,.86fr);align-items:center}
.section-image{min-width:0}
.section-image img{width:100%;border-radius:24px;border:1px solid #dfe8f2;box-shadow:var(--shadow)}
.section-head{max-width:900px;min-width:0}
.section-head h2{font-size:clamp(26px,3.8vw,49px);line-height:1.12;letter-spacing:-.035em;margin:0 0 16px;color:var(--navy);overflow-wrap:break-word}
.section-body{font-size:clamp(16px,1.4vw,17px);color:var(--muted)}
.section-body p{margin:0 0 14px}
.inline-link{display:inline-flex;margin-top:16px;color:var(--blue);font-weight:800}
.card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.card{border:1px solid var(--line);border-radius:var(--radius);padding:23px;background:#fff;box-shadow:0 7px 24px rgba(18,45,82,.045);min-width:0}
.card .micro{font-size:11px;letter-spacing:.12em;color:var(--blue);font-weight:850;text-transform:uppercase;margin-bottom:11px}
.card h3{font-size:19px;line-height:1.25;color:var(--navy);margin:0 0 8px}
.card p{color:var(--muted);margin:0;overflow-wrap:break-word}
.card .status{display:inline-block;margin-top:12px;font-size:12px;font-weight:800;color:#27647c;background:#ecfafc;border:1px solid #ccebf0;padding:6px 9px;border-radius:999px}
.number-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.number-card{display:flex;gap:17px;border:1px solid var(--line);border-radius:18px;background:#fff;padding:22px;min-width:0}
.number-card>span{flex:0 0 36px;font-weight:900;color:var(--blue);font-size:14px;padding-top:2px}
.number-card h3{margin:0 0 6px;font-size:18px;color:var(--navy)}
.number-card p{margin:0;color:var(--muted)}
.link-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}
.link-card{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;border:1px solid var(--line);border-radius:18px;padding:22px;background:#fff;transition:.18s ease;min-width:0}
.link-card:hover{transform:translateY(-2px);border-color:#bdd4f4;box-shadow:0 12px 30px rgba(28,76,128,.07)}
.link-card h3{margin:4px 0 5px;color:var(--navy);font-size:19px}
.link-card p{margin:0;color:var(--muted)}
.link-card b{color:var(--blue);font-size:13px;white-space:nowrap;flex:0 0 auto}
.checks{display:flex;flex-wrap:wrap;gap:10px;margin-top:22px}
.check{display:inline-flex;gap:8px;align-items:center;border:1px solid #d8e7f5;background:#f8fbff;padding:9px 12px;border-radius:999px;font-size:13px;font-weight:750;color:#315873}
.check i{font-style:normal;color:var(--teal);font-weight:950}
.steps,.timeline{display:flex;gap:12px;flex-wrap:wrap}
.step,.time-item{flex:1 1 180px;border:1px solid var(--line);border-radius:18px;background:#fff;padding:20px;min-width:0}
.step span,.time-item span{display:block;color:var(--blue);font-size:12px;font-weight:900;letter-spacing:.08em;margin-bottom:9px}
.step b,.time-item b{color:var(--navy)}
.notice{margin-top:24px;border-left:4px solid var(--gold);background:#fffaf0;border-radius:12px;padding:17px 19px;color:#5d4b27;font-weight:700}
.email-box{margin-top:18px}
.email{font-size:clamp(16px,4vw,20px);color:var(--blue);font-weight:900;border-bottom:2px solid currentColor;overflow-wrap:break-word;word-break:break-word}
.bars{display:grid;gap:17px;max-width:820px}
.bar-label{display:flex;justify-content:space-between;gap:12px;font-weight:700;margin-bottom:8px}
.bar-track{height:11px;border-radius:999px;background:#e5edf6;overflow:hidden}
.bar-fill{height:100%;background:linear-gradient(90deg,var(--blue),var(--teal));border-radius:999px}
.faq{display:grid;gap:12px}
.faq details{border:1px solid var(--line);border-radius:16px;background:#fff;padding:17px 19px}
.faq summary{cursor:pointer;font-weight:800;color:var(--navy)}
.faq p{color:var(--muted);margin-bottom:0}
.legal-nav{display:flex;flex-wrap:wrap;gap:8px;margin-top:24px}
.legal-nav a{padding:8px 11px;border:1px solid #dbe6f2;background:#fff;border-radius:999px;font-size:12px;font-weight:750;color:#3c5878}
.legal-section{scroll-margin-top:calc(var(--header-h) + 18px)}
.site-footer{margin-top:10px;background:var(--navy);color:#dfe9f6;padding:52px 0 22px}
.footer-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr) minmax(0,1.1fr);gap:34px}
.footer-logo{background:#fff;border-radius:14px;padding:8px 10px;width:min(260px,100%);margin-bottom:16px}
.footer-logo img{width:100%;height:auto}
.site-footer p{color:#aebed1;font-size:14px;margin:8px 0;overflow-wrap:break-word}
.site-footer h4{margin:0 0 12px;color:#fff}
.footer-links{display:flex;flex-wrap:wrap;gap:8px 13px}
.footer-links a{font-size:13px;color:#dce7f5}
.copyright{border-top:1px solid rgba(255,255,255,.10);margin-top:30px;padding-top:20px;font-size:13px;color:#91a6be}

@media(max-width:1180px){
  .nav-links a{font-size:12px;padding:8px 6px}
  .contact-btn{padding:9px 12px!important}
  .brand img{width:168px;height:50px}
}

@media(max-width:1100px){
  :root{--header-h:76px}
  .navbar{gap:12px}
  .menu-btn{display:inline-flex;align-items:center;justify-content:center}
  .nav-links{
    display:none;
    position:absolute;
    top:100%;
    left:0;
    right:0;
    max-height:calc(100dvh - var(--header-h));
    overflow:auto;
    background:#fff;
    border-bottom:1px solid var(--line);
    padding:12px max(var(--gutter), env(safe-area-inset-right)) 18px max(var(--gutter), env(safe-area-inset-left));
    box-shadow:0 18px 34px rgba(9,36,70,.08);
    grid-template-columns:repeat(2,minmax(0,1fr));
    gap:6px;
    -webkit-overflow-scrolling:touch;
  }
  .nav-links.open{display:grid}
  .nav-links a{white-space:normal;padding:12px 14px;min-height:44px;display:flex;align-items:center}
  .contact-btn{margin:6px 0 4px;grid-column:1 / -1;justify-content:center}
  .hero-inner,.section-grid.with-image{grid-template-columns:1fr}
  .hero.no-image .hero-inner{padding-right:0}
  .hero-media{max-width:760px}
  .footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}

@media(max-width:760px){
  :root{--gutter:14px;--header-h:68px}
  .navbar{height:var(--header-h);min-height:var(--header-h)}
  .brand img{width:min(158px,58vw);height:44px}
  .nav-links{grid-template-columns:1fr;padding:10px max(var(--gutter), env(safe-area-inset-right)) 16px max(var(--gutter), env(safe-area-inset-left))}
  .hero-inner{padding:36px 0 32px;gap:24px}
  .hero-media img,.section-image img{border-radius:18px}
  .hero-actions{flex-direction:column}
  .hero-actions .btn{width:100%}
  .card-grid,.number-grid,.link-grid,.footer-grid{grid-template-columns:1fr}
  .link-card{flex-direction:column;align-items:flex-start;gap:12px}
  .number-card{padding:18px}
  .card,.link-card,.step,.time-item{padding:18px}
  .site-footer{padding:40px 0 20px}
  .footer-logo{width:min(210px,100%)}
  .legal-nav a{flex:1 1 calc(50% - 8px);text-align:center}
}

@media(max-width:420px){
  :root{--gutter:12px}
  .hero h1{font-size:30px}
  .section-head h2{font-size:26px}
  .pills .pill,.checks .check{font-size:12px}
  .legal-nav a{flex-basis:100%}
  .btn{width:100%}
}

@media(min-width:1400px){
  .container{width:min(1240px,calc(100% - 48px))}
}

@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .link-card{transition:none}
  .link-card:hover{transform:none}
}